/* ===================================================================
   Accounts Buddy — professional site styles
   =================================================================== */
:root{
  --navy:#0b2239;
  --navy-2:#0f2c48;
  --teal:#12a594;
  --teal-dark:#0e8478;
  --teal-soft:#e6f6f4;
  --gold:#f2b705;
  --ink:#17303f;
  --muted:#5b7183;
  --line:#e6ecf1;
  --bg:#ffffff;
  --bg-alt:#f5f9fb;
  --white:#fff;
  --radius:16px;
  --radius-sm:10px;
  --shadow:0 18px 45px -20px rgba(11,34,57,.35);
  --shadow-sm:0 8px 24px -14px rgba(11,34,57,.3);
  --maxw:1160px;
  --ease:cubic-bezier(.22,.61,.36,1);
}

*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:'Inter',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
  color:var(--ink);background:var(--bg);line-height:1.6;
  -webkit-font-smoothing:antialiased;overflow-x:hidden;
}
h1,h2,h3,h4,h5{font-family:'Poppins',sans-serif;color:var(--navy);line-height:1.15;font-weight:700}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.container{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 24px}
.accent{color:var(--teal)}

/* ---------- buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  font-weight:600;font-size:.98rem;padding:14px 26px;border-radius:999px;
  border:1.5px solid transparent;cursor:pointer;transition:transform .25s var(--ease),box-shadow .25s var(--ease),background .25s;
  white-space:nowrap;
}
.btn-primary{background:var(--teal);color:#fff;box-shadow:0 10px 24px -10px rgba(18,165,148,.7)}
.btn-primary:hover{background:var(--teal-dark);transform:translateY(-2px);box-shadow:0 16px 30px -12px rgba(18,165,148,.8)}
.btn-ghost{background:transparent;color:var(--navy);border-color:var(--line)}
.btn-ghost:hover{border-color:var(--teal);color:var(--teal);transform:translateY(-2px)}
.btn-block{width:100%}

.eyebrow{display:inline-block;font-family:'Inter';font-weight:700;letter-spacing:.14em;text-transform:uppercase;font-size:.72rem;color:var(--teal);margin-bottom:14px}
.eyebrow.center{display:block;text-align:center}

/* ---------- header ---------- */
.site-header{position:fixed;top:0;left:0;right:0;z-index:100;transition:all .3s var(--ease);padding:14px 0}
.site-header.scrolled{background:rgba(255,255,255,.92);backdrop-filter:blur(12px);box-shadow:0 6px 24px -18px rgba(11,34,57,.5);padding:8px 0}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:20px}
.brand{display:flex;align-items:center;gap:11px}
.brand-mark{display:grid;place-items:center;width:42px;height:42px;border-radius:12px;background:linear-gradient(135deg,var(--teal),var(--teal-dark));color:#fff;box-shadow:var(--shadow-sm)}
.brand-text{display:flex;flex-direction:column;line-height:1.1}
.brand-name{font-family:'Poppins';font-weight:700;font-size:1.22rem;color:var(--navy);letter-spacing:-.01em}
.site-header.scrolled .brand-name{color:var(--navy)}
.brand-tagline{font-size:.62rem;letter-spacing:.18em;text-transform:uppercase;color:var(--muted);font-weight:600}

/* nav on transparent hero (light text) */
.main-nav{display:flex;align-items:center;gap:28px}
.main-nav a{font-weight:500;font-size:.96rem;color:var(--navy);opacity:.85;transition:opacity .2s,color .2s;position:relative}
.main-nav a:not(.nav-cta):hover{opacity:1;color:var(--teal)}
.main-nav a:not(.nav-cta)::after{content:"";position:absolute;left:0;bottom:-6px;width:0;height:2px;background:var(--teal);transition:width .25s var(--ease)}
.main-nav a:not(.nav-cta):hover::after{width:100%}
.nav-cta{background:var(--navy);color:#fff!important;opacity:1!important;padding:11px 20px;border-radius:999px;font-weight:600;transition:background .25s,transform .25s}
.nav-cta:hover{background:var(--teal);transform:translateY(-2px)}

.nav-toggle{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;padding:8px}
.nav-toggle span{width:26px;height:2.6px;background:var(--navy);border-radius:2px;transition:.3s var(--ease)}
.nav-toggle.open span:nth-child(1){transform:translateY(7.6px) rotate(45deg)}
.nav-toggle.open span:nth-child(2){opacity:0}
.nav-toggle.open span:nth-child(3){transform:translateY(-7.6px) rotate(-45deg)}

/* ---------- hero ---------- */
.hero{position:relative;padding:150px 0 90px;overflow:hidden;background:linear-gradient(180deg,#f3f9fb 0%,#ffffff 100%)}
.hero-bg{position:absolute;inset:0;z-index:0;pointer-events:none}
.blob{position:absolute;border-radius:50%;filter:blur(60px);opacity:.5}
.blob-1{width:520px;height:520px;background:radial-gradient(circle,rgba(18,165,148,.35),transparent 70%);top:-120px;right:-100px;animation:float 14s ease-in-out infinite}
.blob-2{width:420px;height:420px;background:radial-gradient(circle,rgba(11,34,57,.18),transparent 70%);bottom:-140px;left:-120px;animation:float 18s ease-in-out infinite reverse}
.grid-lines{position:absolute;inset:0;background-image:linear-gradient(rgba(11,34,57,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(11,34,57,.04) 1px,transparent 1px);background-size:44px 44px;mask-image:radial-gradient(ellipse at 60% 30%,#000,transparent 75%)}
@keyframes float{0%,100%{transform:translate(0,0)}50%{transform:translate(-24px,26px)}}

.hero-inner{position:relative;z-index:1;display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center}
.hero-copy h1{font-size:clamp(2.3rem,5vw,3.6rem);font-weight:800;letter-spacing:-.02em;margin-bottom:20px}
.hero-copy .lead{font-size:1.15rem;color:var(--muted);max-width:520px;margin-bottom:32px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:30px}
.hero-trust{list-style:none;display:flex;flex-wrap:wrap;gap:20px}
.hero-trust li{display:flex;align-items:center;gap:8px;font-size:.92rem;font-weight:500;color:var(--navy)}
.hero-trust svg{color:var(--teal)}

.hero-card{position:relative}
.mini-dashboard{background:#fff;border:1px solid var(--line);border-radius:22px;box-shadow:var(--shadow);padding:24px;transform:rotate(1.5deg);transition:transform .4s var(--ease)}
.mini-dashboard:hover{transform:rotate(0deg) translateY(-4px)}
.mini-row{display:flex;justify-content:space-between;align-items:center}
.mini-head span:first-child{font-family:'Poppins';font-weight:600;color:var(--navy)}
.pill{font-size:.72rem;font-weight:700;padding:5px 12px;border-radius:999px}
.pill.up{background:var(--teal-soft);color:var(--teal-dark)}
.mini-bars{display:flex;align-items:flex-end;gap:12px;height:130px;margin:22px 0}
.mini-bars span{flex:1;height:var(--h);background:linear-gradient(180deg,var(--teal),#7fd6cb);border-radius:8px 8px 4px 4px;transform-origin:bottom;animation:grow 1s var(--ease) both}
.mini-bars span:nth-child(2){animation-delay:.08s}.mini-bars span:nth-child(3){animation-delay:.16s}
.mini-bars span:nth-child(4){animation-delay:.24s}.mini-bars span:nth-child(5){animation-delay:.32s}.mini-bars span:nth-child(6){animation-delay:.4s}
@keyframes grow{from{transform:scaleY(0)}to{transform:scaleY(1)}}
.mini-stats{display:flex;gap:14px;border-top:1px solid var(--line);padding-top:16px}
.mini-stats div{flex:1}
.mini-stats small{display:block;color:var(--muted);font-size:.76rem;margin-bottom:2px}
.mini-stats strong{font-family:'Poppins';color:var(--navy);font-size:1.05rem}

/* ---------- stats ---------- */
.stats{background:var(--navy);color:#fff;padding:44px 0}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;text-align:center}
.stat-num{display:block;font-family:'Poppins';font-weight:800;font-size:2.5rem;color:#fff;line-height:1}
.stat-label{display:block;margin-top:8px;color:#a9c2d4;font-size:.92rem}

/* ---------- generic section ---------- */
.section{padding:88px 0}
.section-alt{background:var(--bg-alt)}
.section-head{text-align:center;max-width:640px;margin:0 auto 52px}
.section-head h2{font-size:clamp(1.8rem,3.4vw,2.5rem);margin-bottom:14px}
.section-sub{color:var(--muted);font-size:1.08rem}

/* ---------- services cards ---------- */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px 28px;transition:transform .3s var(--ease),box-shadow .3s var(--ease),border-color .3s}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:transparent}
.card-icon{width:56px;height:56px;border-radius:14px;display:grid;place-items:center;background:var(--teal-soft);color:var(--teal-dark);margin-bottom:20px;transition:background .3s,color .3s}
.card:hover .card-icon{background:var(--teal);color:#fff}
.card h3{font-size:1.2rem;margin-bottom:10px}
.card p{color:var(--muted);font-size:.98rem}

/* ---------- why ---------- */
.why-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:center}
.why-copy h2{font-size:clamp(1.8rem,3.2vw,2.4rem);margin-bottom:16px}
.why-copy .section-sub{margin-bottom:28px;text-align:left}
.why-list{display:grid;gap:18px}
.why-item{display:flex;gap:18px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px 24px;transition:transform .3s var(--ease),box-shadow .3s}
.why-item:hover{transform:translateX(6px);box-shadow:var(--shadow-sm)}
.why-ic{flex:0 0 46px;height:46px;border-radius:12px;display:grid;place-items:center;background:var(--navy);color:var(--teal)}
.why-item h4{font-size:1.08rem;margin-bottom:4px}
.why-item p{color:var(--muted);font-size:.94rem}

/* ---------- process ---------- */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;counter-reset:s}
.step{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:34px 28px;text-align:center;transition:transform .3s var(--ease),box-shadow .3s}
.step:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.step-num{display:grid;place-items:center;width:54px;height:54px;margin:0 auto 18px;border-radius:50%;background:linear-gradient(135deg,var(--teal),var(--teal-dark));color:#fff;font-family:'Poppins';font-weight:700;font-size:1.3rem;box-shadow:0 10px 20px -10px rgba(18,165,148,.8)}
.step h3{font-size:1.15rem;margin-bottom:8px}
.step p{color:var(--muted);font-size:.96rem}

/* ---------- about ---------- */
.about-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:52px;align-items:center}
.about-copy h2{font-size:clamp(1.8rem,3.2vw,2.4rem);margin-bottom:16px}
.about-copy p{color:var(--muted);margin-bottom:16px}
.about-copy strong{color:var(--teal-dark)}
.about-badges{display:flex;flex-wrap:wrap;gap:10px;margin-top:22px}
.about-badges span{background:#fff;border:1px solid var(--line);color:var(--navy);font-size:.85rem;font-weight:600;padding:8px 16px;border-radius:999px}
.about-quote blockquote{background:var(--navy);color:#fff;border-radius:22px;padding:40px 34px;box-shadow:var(--shadow);position:relative}
.about-quote blockquote::before{content:"\201C";position:absolute;top:2px;left:22px;font-family:Georgia,serif;font-size:5rem;color:var(--teal);opacity:.5;line-height:1}
.about-quote p{font-size:1.2rem;line-height:1.5;margin:12px 0 18px;font-weight:500}
.about-quote cite{color:#a9c2d4;font-style:normal;font-size:.95rem}

/* ---------- contact ---------- */
.contact-grid{display:grid;grid-template-columns:1fr 1.05fr;gap:52px;align-items:start}
.contact-copy h2{font-size:clamp(1.8rem,3.2vw,2.4rem);margin-bottom:14px}
.contact-copy .section-sub{text-align:left;margin-bottom:26px}
.contact-points{list-style:none;display:grid;gap:16px}
.contact-points li{display:flex;align-items:center;gap:14px;color:var(--navy);font-weight:500}
.contact-points a{color:var(--navy)}
.contact-points a:hover{color:var(--teal)}
.ci{flex:0 0 42px;height:42px;border-radius:12px;display:grid;place-items:center;background:var(--teal-soft);color:var(--teal-dark)}
.contact-form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px;box-shadow:var(--shadow-sm)}
.field{margin-bottom:18px}
.field label{display:block;font-weight:600;font-size:.9rem;color:var(--navy);margin-bottom:7px}
.field input,.field textarea{width:100%;border:1.5px solid var(--line);border-radius:var(--radius-sm);padding:13px 15px;font-family:inherit;font-size:.98rem;color:var(--ink);background:#fbfdfe;transition:border-color .2s,box-shadow .2s}
.field input:focus,.field textarea:focus{outline:none;border-color:var(--teal);box-shadow:0 0 0 4px var(--teal-soft)}
.field textarea{resize:vertical}
.hp{position:absolute;left:-9999px;width:1px;height:1px;opacity:0}
.form-note{margin-top:14px;font-size:.92rem;font-weight:500;text-align:center;min-height:1.2em}
.form-note.ok{color:var(--teal-dark)}
.form-note.err{color:#c0392b}

/* ---------- footer ---------- */
.site-footer{background:var(--navy);color:#c3d5e2;padding:60px 0 24px}
.footer-inner{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px;padding-bottom:40px;border-bottom:1px solid rgba(255,255,255,.1)}
.footer-brand .brand-name{color:#fff;font-size:1.4rem}
.footer-brand .brand-tagline{display:block;color:var(--teal);letter-spacing:.16em;text-transform:uppercase;font-size:.66rem;font-weight:700;margin:4px 0 14px}
.footer-brand p{color:#93aec0;max-width:300px;font-size:.95rem}
.footer-links h5,.footer-contact h5{color:#fff;font-family:'Poppins';font-size:1rem;margin-bottom:16px}
.footer-links a,.footer-contact a{display:block;color:#a9c2d4;margin-bottom:10px;font-size:.95rem;transition:color .2s}
.footer-links a:hover,.footer-contact a:hover{color:var(--teal)}
.footer-bottom{display:flex;justify-content:space-between;padding-top:22px;color:#7d99ac;font-size:.86rem;flex-wrap:wrap;gap:8px}

/* ---------- to top ---------- */
.to-top{position:fixed;right:24px;bottom:24px;width:46px;height:46px;border-radius:50%;background:var(--teal);color:#fff;display:grid;place-items:center;box-shadow:var(--shadow);opacity:0;visibility:hidden;transform:translateY(12px);transition:.3s var(--ease);z-index:90}
.to-top.show{opacity:1;visibility:visible;transform:translateY(0)}
.to-top:hover{background:var(--teal-dark);transform:translateY(-3px)}

/* ---------- reveal animation ---------- */
.reveal{opacity:0;transform:translateY(28px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
.reveal.in{opacity:1;transform:none}

/* ---------- responsive ---------- */
@media (max-width:960px){
  .hero-inner{grid-template-columns:1fr;gap:44px}
  .hero-card{max-width:420px}
  .why-grid,.about-grid,.contact-grid{grid-template-columns:1fr;gap:36px}
  .cards,.steps{grid-template-columns:repeat(2,1fr)}
  .stats-grid{grid-template-columns:repeat(2,1fr);gap:32px}
  .footer-inner{grid-template-columns:1fr 1fr;gap:30px}
}
@media (max-width:640px){
  .main-nav{position:fixed;inset:0 0 0 auto;width:min(78vw,320px);background:#fff;flex-direction:column;align-items:flex-start;justify-content:flex-start;padding:96px 30px 30px;gap:22px;box-shadow:-12px 0 40px -20px rgba(11,34,57,.5);transform:translateX(100%);transition:transform .35s var(--ease);z-index:99}
  .main-nav.open{transform:translateX(0)}
  .main-nav a{font-size:1.05rem}
  .nav-cta{width:100%;text-align:center}
  .nav-toggle{display:flex;z-index:100}
  .cards,.steps,.stats-grid,.footer-inner{grid-template-columns:1fr}
  .hero{padding:120px 0 70px}
  .section{padding:64px 0}
  .footer-bottom{justify-content:center;text-align:center}
}

/* ===================================================================
   Blog — index grid, article pages, FAQ, CTA banner
   =================================================================== */
.page-hero{padding:150px 0 56px;background:linear-gradient(180deg,#f3f9fb 0%,#fff 100%);text-align:center}
.page-hero h1{font-size:clamp(2rem,4.4vw,3rem);font-weight:800;letter-spacing:-.02em;margin-bottom:14px}
.page-hero .section-sub{max-width:620px;margin:0 auto}

.chips{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;margin:34px 0 8px}
.chip{border:1.5px solid var(--line);background:#fff;color:var(--navy);font-weight:600;font-size:.88rem;padding:9px 18px;border-radius:999px;cursor:pointer;transition:.25s var(--ease)}
.chip:hover{border-color:var(--teal);color:var(--teal)}
.chip.active{background:var(--teal);border-color:var(--teal);color:#fff}

.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;padding:44px 0 0}
.blog-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;transition:transform .3s var(--ease),box-shadow .3s var(--ease)}
.blog-card:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.blog-card-top{height:9px;background:linear-gradient(90deg,var(--teal),var(--navy))}
.blog-card-body{padding:26px 26px 24px;display:flex;flex-direction:column;flex:1}
.blog-cat{display:inline-block;align-self:flex-start;background:var(--teal-soft);color:var(--teal-dark);font-size:.72rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;padding:5px 12px;border-radius:999px;margin-bottom:14px}
.blog-card h3{font-size:1.14rem;line-height:1.35;margin-bottom:10px}
.blog-card h3 a{color:var(--navy);transition:color .2s}
.blog-card h3 a:hover{color:var(--teal)}
.blog-card p{color:var(--muted);font-size:.94rem;flex:1}
.blog-meta{display:flex;gap:14px;color:var(--muted);font-size:.82rem;margin-top:16px;padding-top:14px;border-top:1px solid var(--line)}
.blog-more{color:var(--teal-dark);font-weight:600;font-size:.9rem;margin-top:12px;display:inline-flex;align-items:center;gap:6px}
.blog-more:hover{color:var(--teal)}

/* article page */
.post-hero{padding:150px 0 30px;background:linear-gradient(180deg,#f3f9fb 0%,#fff 100%)}
.breadcrumb{font-size:.85rem;color:var(--muted);margin-bottom:18px}
.breadcrumb a{color:var(--teal-dark);font-weight:600}
.breadcrumb a:hover{color:var(--teal)}
.post-hero h1{font-size:clamp(1.9rem,4vw,2.7rem);font-weight:800;letter-spacing:-.02em;max-width:800px;margin-bottom:16px}
.post-meta{display:flex;flex-wrap:wrap;gap:16px;color:var(--muted);font-size:.9rem;align-items:center}
.post-meta .blog-cat{margin:0}

.article{max-width:760px;margin:0 auto;padding:34px 24px 60px}
.article p{color:#33505f;margin-bottom:18px;font-size:1.04rem}
.article .lead-p{font-size:1.16rem;color:var(--muted)}
.article h2{font-size:1.55rem;margin:38px 0 14px}
.article h3{font-size:1.18rem;margin:28px 0 10px}
.article ul,.article ol{margin:0 0 18px 22px;color:#33505f}
.article li{margin-bottom:9px;font-size:1.02rem}
.article table{width:100%;border-collapse:collapse;margin:22px 0;font-size:.96rem}
.article th{background:var(--navy);color:#fff;text-align:left;padding:12px 14px;font-family:'Poppins';font-weight:600}
.article td{padding:11px 14px;border:1px solid var(--line);color:#33505f}
.article tr:nth-child(even) td{background:var(--bg-alt)}
.article a{color:var(--teal-dark);font-weight:600;text-decoration:underline;text-decoration-color:rgba(18,165,148,.35);text-underline-offset:3px}
.article a:hover{color:var(--teal)}
.article .tip{background:var(--teal-soft);border-left:4px solid var(--teal);border-radius:0 var(--radius-sm) var(--radius-sm) 0;padding:16px 20px;margin:22px 0}
.article .tip p{margin:0;color:var(--navy)}
.article .disclaimer{font-size:.85rem;color:var(--muted);border-top:1px solid var(--line);padding-top:16px;margin-top:34px}

/* FAQ */
.faq{margin:34px 0 0}
.faq details{background:#fff;border:1px solid var(--line);border-radius:var(--radius-sm);margin-bottom:12px;overflow:hidden}
.faq summary{cursor:pointer;font-family:'Poppins';font-weight:600;color:var(--navy);padding:16px 20px;list-style:none;position:relative;padding-right:44px}
.faq summary::after{content:"+";position:absolute;right:18px;top:50%;transform:translateY(-50%);font-size:1.4rem;color:var(--teal);transition:transform .25s}
.faq details[open] summary::after{transform:translateY(-50%) rotate(45deg)}
.faq details p{padding:0 20px 16px;margin:0}

/* CTA banner */
.cta-banner{background:var(--navy);border-radius:22px;padding:40px 36px;margin:44px 0 10px;text-align:center;box-shadow:var(--shadow)}
.cta-banner h2,.cta-banner h3{color:#fff;margin:0 0 10px;font-size:1.5rem}
.cta-banner p{color:#a9c2d4;margin-bottom:22px}
.cta-banner .btn-primary{box-shadow:0 10px 24px -10px rgba(18,165,148,.9)}

/* related posts */
.related{max-width:760px;margin:0 auto;padding:0 24px 70px}
.related h2{font-size:1.4rem;margin-bottom:20px}
.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.related-grid a{display:block;background:#fff;border:1px solid var(--line);border-radius:var(--radius-sm);padding:18px;font-weight:600;font-size:.92rem;color:var(--navy);line-height:1.4;transition:.25s var(--ease)}
.related-grid a:hover{border-color:var(--teal);color:var(--teal-dark);transform:translateY(-3px);box-shadow:var(--shadow-sm)}

/* homepage teaser reuses blog-grid */
.insights-link{text-align:center;margin-top:36px}

@media (max-width:960px){
  .blog-grid{grid-template-columns:repeat(2,1fr)}
  .related-grid{grid-template-columns:1fr}
}
@media (max-width:640px){
  .blog-grid{grid-template-columns:1fr}
  .page-hero,.post-hero{padding:120px 0 36px}
}

/* ===================================================================
   v3.2 — Hero illustration, pricing card, badges, polish
   =================================================================== */

/* eyebrow badge (hero pill) */
.eyebrow-badge{display:inline-flex;align-items:center;gap:9px;background:#fff;border:1px solid var(--line);
  color:var(--navy);font-weight:600;font-size:.8rem;padding:8px 16px;border-radius:999px;margin-bottom:22px;
  box-shadow:var(--shadow-sm)}
.eyebrow-badge .dot{width:9px;height:9px;border-radius:50%;background:var(--teal);position:relative}
.eyebrow-badge .dot::after{content:"";position:absolute;inset:-4px;border-radius:50%;background:var(--teal);opacity:.35;animation:pulse 1.8s ease-out infinite}
@keyframes pulse{0%{transform:scale(1);opacity:.5}100%{transform:scale(2.4);opacity:0}}

.btn-lg{padding:16px 30px;font-size:1.02rem}
.hero-copy .lead strong{color:var(--navy);font-weight:700}

/* ---------- hero illustration ---------- */
.hero-visual{position:relative;min-height:440px;display:flex;align-items:center;justify-content:center}
.hv-glow{position:absolute;width:360px;height:360px;border-radius:50%;
  background:radial-gradient(circle,rgba(18,165,148,.28),transparent 70%);filter:blur(20px);z-index:0}
.hv-main{position:relative;z-index:2;width:min(340px,86%);background:#fff;border:1px solid var(--line);
  border-radius:22px;box-shadow:var(--shadow);padding:22px 22px 20px}
.hv-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:18px}
.hv-title{display:flex;align-items:center;gap:9px;font-family:'Poppins';font-weight:600;color:var(--navy);font-size:.98rem}
.hv-logo{display:grid;place-items:center;width:26px;height:26px;border-radius:8px;background:linear-gradient(135deg,var(--teal),var(--teal-dark));color:#fff}
.hv-bars{display:flex;align-items:flex-end;gap:10px;height:112px;position:relative}
.hv-bars span{flex:1;height:var(--h);background:linear-gradient(180deg,var(--teal),#8fded4);border-radius:7px 7px 3px 3px;transform-origin:bottom;animation:grow 1s var(--ease) both}
.hv-bars span:nth-child(2){animation-delay:.08s}.hv-bars span:nth-child(3){animation-delay:.16s}
.hv-bars span:nth-child(4){animation-delay:.24s}.hv-bars span:nth-child(5){animation-delay:.32s}.hv-bars span:nth-child(6){animation-delay:.4s}
.hv-line{position:absolute;left:22px;right:22px;top:64px;width:calc(100% - 44px);height:56px;z-index:3;pointer-events:none;
  stroke-dasharray:400;stroke-dashoffset:400;animation:draw 1.6s var(--ease) .3s forwards}
@keyframes draw{to{stroke-dashoffset:0}}
.hv-foot{display:flex;gap:14px;border-top:1px solid var(--line);padding-top:15px;margin-top:16px}
.hv-foot div{flex:1}
.hv-foot small{display:block;color:var(--muted);font-size:.74rem;margin-bottom:2px}
.hv-foot strong{font-family:'Poppins';color:var(--navy);font-size:1.08rem}
.up-txt{color:var(--teal-dark)!important}

/* floating satellite chips */
.hv-chip{position:absolute;z-index:4;display:flex;align-items:center;gap:11px;background:#fff;
  border:1px solid var(--line);border-radius:14px;padding:11px 15px;box-shadow:var(--shadow);white-space:nowrap}
.hv-chip small{display:block;color:var(--muted);font-size:.68rem;line-height:1.2}
.hv-chip b{font-family:'Poppins';color:var(--navy);font-size:.9rem}
.chip-ic{display:grid;place-items:center;width:34px;height:34px;border-radius:10px;font-weight:800;flex:0 0 34px}
.chip-ic.tick{background:var(--teal)}
.chip-ic.save{background:var(--navy);color:var(--teal);font-size:1.05rem}
.chip-ic.inv{background:var(--teal-soft)}
.hv-chip-tick{top:12px;right:-6px}
.hv-chip-save{bottom:44px;left:-24px}
.hv-chip-inv{bottom:-10px;right:20px}
.hv-coin{position:absolute;border-radius:50%;z-index:1;
  background:radial-gradient(circle at 35% 30%,#8fded4,var(--teal));box-shadow:0 8px 18px -8px rgba(18,165,148,.8)}
.coin-1{width:34px;height:34px;top:6px;left:16px}
.coin-2{width:22px;height:22px;bottom:70px;right:-30px;background:radial-gradient(circle at 35% 30%,#ffe08a,var(--gold))}

/* gentle float animations */
.float-a{animation:floatY 6s ease-in-out infinite}
.float-b{animation:floatY 5s ease-in-out infinite .2s}
.float-c{animation:floatY 5.6s ease-in-out infinite .5s}
.float-d{animation:floatY 4.6s ease-in-out infinite .3s}
.coin-1{animation:floatY 4s ease-in-out infinite}
.coin-2{animation:floatY 3.4s ease-in-out infinite .4s}
@keyframes floatY{0%,100%{transform:translateY(0)}50%{transform:translateY(-11px)}}
@media (prefers-reduced-motion:reduce){
  .float-a,.float-b,.float-c,.float-d,.coin-1,.coin-2{animation:none}
  .hv-line{animation:none;stroke-dashoffset:0}
}

/* ---------- pricing / consultation card ---------- */
.pricing-card{display:grid;grid-template-columns:1.15fr 1fr;gap:0;max-width:900px;margin:0 auto;
  background:#fff;border:1px solid var(--line);border-radius:24px;overflow:hidden;box-shadow:var(--shadow)}
.pricing-main{background:linear-gradient(150deg,var(--navy),var(--navy-2));color:#fff;padding:40px 38px}
.pricing-eyebrow{color:var(--teal);font-weight:700;letter-spacing:.1em;text-transform:uppercase;font-size:.72rem}
.pricing-price{font-family:'Poppins';font-weight:800;font-size:3.2rem;line-height:1;margin:10px 0 16px;color:#fff}
.pricing-price span{font-size:1rem;font-weight:500;color:#a9c2d4;letter-spacing:0;text-transform:none;margin-left:8px}
.pricing-main p{color:#c3d5e2;font-size:.98rem;margin-bottom:26px}
.pricing-list{list-style:none;padding:40px 38px;display:flex;flex-direction:column;gap:18px;justify-content:center}
.pricing-list li{display:flex;align-items:center;gap:13px;color:var(--navy);font-weight:600;font-size:1rem}
.pricing-list svg{flex:0 0 auto;color:var(--teal);background:var(--teal-soft);border-radius:50%;padding:4px;width:26px;height:26px}

@media (max-width:960px){
  .hero-visual{min-height:400px;margin-top:10px}
  .pricing-card{grid-template-columns:1fr;max-width:520px}
}
@media (max-width:640px){
  .hero-visual{min-height:360px;transform:scale(.92)}
  .hv-chip-save{left:-6px}.hv-chip-tick{right:0}
  .pricing-main,.pricing-list{padding:30px 24px}
  .pricing-price{font-size:2.6rem}
}

/* ===================================================================
   v3.3 — "Bookkeeping in real life" story section
   =================================================================== */
.stories-section{background:linear-gradient(180deg,#eef7f5 0%,#f5f9fb 100%)}
.stories{display:flex;flex-direction:column;gap:26px;max-width:940px;margin:0 auto}
.story{background:#fff;border:1px solid var(--line);border-radius:20px;padding:30px 32px;box-shadow:var(--shadow-sm);
  transition:transform .35s var(--ease),box-shadow .35s var(--ease)}
.story:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.story-tag{display:inline-block;background:var(--teal-soft);color:var(--teal-dark);font-weight:700;font-size:.78rem;
  padding:6px 14px;border-radius:999px;margin-bottom:14px}
.story h3{font-size:1.3rem;line-height:1.3;margin-bottom:12px;color:var(--navy)}
.story-intro{color:var(--muted);font-size:1.02rem;margin-bottom:24px;max-width:760px}
.story-cols{display:grid;grid-template-columns:1fr auto 1fr;gap:18px;align-items:stretch}
.story-col{border-radius:14px;padding:20px 22px}
.story-col.bad{background:#fdf1f0;border:1px solid #f6d6d3}
.story-col.good{background:var(--teal-soft);border:1px solid #bfe9e3}
.sc-label{display:flex;align-items:center;gap:9px;font-family:'Poppins';font-weight:600;font-size:.92rem;margin-bottom:9px}
.story-col.bad .sc-label{color:#c0392b}
.story-col.good .sc-label{color:var(--teal-dark)}
.sc-x,.sc-check{display:grid;place-items:center;width:22px;height:22px;border-radius:50%;font-size:.8rem;font-weight:800;color:#fff;flex:0 0 22px}
.sc-x{background:#e05b4d}.sc-check{background:var(--teal)}
.story-col p{font-size:.96rem;color:#41576a;margin:0}
.story-arrow{display:grid;place-items:center;color:var(--teal);align-self:center}

/* entrance animation: columns slide in from the sides when the card reveals */
.story .story-col,.story .story-arrow{opacity:0;transition:opacity .6s var(--ease),transform .6s var(--ease)}
.story .story-col.bad{transform:translateX(-22px)}
.story .story-col.good{transform:translateX(22px)}
.story .story-arrow{transform:scale(.4)}
.story.in .story-col,.story.in .story-arrow{opacity:1;transform:none}
.story.in .story-col.good{transition-delay:.12s}
.story.in .story-arrow{transition-delay:.28s}

.stories-cta{text-align:center;margin-top:38px}
.stories-cta p{font-size:1.1rem;color:var(--navy);margin-bottom:18px}
.stories-cta strong{color:var(--teal-dark)}

@media (max-width:760px){
  .story-cols{grid-template-columns:1fr;gap:12px}
  .story-arrow{transform:rotate(90deg) scale(.5)}
  .story.in .story-arrow{transform:rotate(90deg)}
  .story .story-col.bad,.story .story-col.good{transform:translateY(16px)}
  .story.in .story-col{transform:none}
  .story{padding:24px 22px}
  .story h3{font-size:1.15rem}
}
@media (prefers-reduced-motion:reduce){
  .story .story-col,.story .story-arrow{opacity:1;transform:none}
}

/* v3.4 — business-type label on story cards */
.story-biz{display:inline-block;margin-left:10px;font-size:.72rem;font-weight:700;letter-spacing:.08em;
  text-transform:uppercase;color:var(--muted);vertical-align:middle}
@media (max-width:520px){.story-biz{display:block;margin:6px 0 0}}